Zafar Siddiqui Zafar Siddiqui

How to Get Out of Student Debt in Canada

Student debt is a huge issue facing young people in Canada today. According to Statistics Canada, the average graduate leaves school with over $28,000 in debt. That's a lot of money to pay back, especially when you're just starting out in your career. The good news is that there are ways to get out of debt and on the road to financial freedom. Here are some tips on how to do just that.

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Zafar Siddiqui Zafar Siddiqui

Helpful ways seniors can save money and stretch their budget

Those retirement savings you’ve squirreled away have to last for an unknown amount of time. But that doesn’t mean you have to give up on dreams of enjoying new experiences. Here are some ways you can stretch every dollar of those savings.

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Why should you read The Z-Book?
This book is designed to give an overview of the SR&ED Program of the Canadian Tax Credits & Refunds System to the busy executive and the business owner/manager. In order to keep the Canadian businesses competitive in the present global market, the Canadian government offers one of the most generous incentives to Canadian businesses to encourage them to engage in scientific research and experimental development (SR&ED). It is also available to foreign corporations conducting SR&ED in Canada. It is estimated that only a very small fraction of those eligible actually apply for this credit. It is also estimated that in the last fiscal year tax credits running into billions of dollars were approved, including refunds to eligible businesses. There is no upper limit set by the Government as to the amount of tax credits it is willing to give to eligible businesses with regard to SR&ED.

*Note: This book was released in 2011 and laws change over time. Seek professional advice.